Effective Date: [Insert Date]
Welcome to the website operated by MRGD Partners LLC dba BestLoanUSA (the “Company,” “BestLoanUSA,” “we,” “our,” or “us”). These Terms and Conditions (“Terms of Use”) govern your access to and use of our website located at bestloanusa.com (the “Website”), together with any related features, content, or services (collectively, the “Services”). By accessing or using this Website, you agree to comply with these Terms of Use and our Privacy Policy. If you do not agree, you must discontinue using the Website.
These Terms are designed to provide clarity regarding the scope of our Services, your responsibilities as a user, and our limitations as a company. BestLoanUSA is not a lender or broker. We provide marketing and referral services only, connecting users to third-party lenders who may offer financing solutions. All financing decisions, terms, and agreements are strictly between you and the lender.
The Company reserves the right to update these Terms at any time. Updates are effective once posted, and your continued use of the Website indicates acceptance. You are encouraged to review this page periodically for the most current version.
BestLoanUSA provides users with access to information about commercial loan products through independent third-party lenders. Our role is limited to referral and marketing, not lending or advising. We do not guarantee loan approval or specific terms, and all financial agreements are solely between you and the chosen provider. By using the Services, you acknowledge that we act only as an intermediary platform and are not responsible for any representations or obligations made by lenders.
You represent and warrant that you are at least eighteen (18) years of age, a resident of the United States or its territories, and legally capable of entering into binding contracts. By accessing or using the Website, you confirm that you meet these requirements. If you do not, you must not use the Services. The Company reserves the right to verify eligibility at any time and may suspend or terminate access for users who do not meet these criteria.
We may update, restrict, or suspend access to the Website without prior notice for maintenance or operational needs. You are responsible for ensuring that the information you provide is accurate and up to date. If you are required to create an account or provide credentials, you must maintain the confidentiality of your access details. The Company disclaims any liability for unauthorized access that is not caused by its gross negligence.
When submitting information for loan inquiries, you agree that the details you provide are accurate and may be shared with third-party lenders for evaluation. BestLoanUSA does not control or guarantee how third parties use your information; their own privacy policies apply once your data is transferred. You are solely responsible for the accuracy of the information you submit and for verifying any lender terms before entering into agreements.
By using our Services, you consent to receive communications from us and our partners via email, phone, or SMS, which may include marketing or service updates. Standard carrier rates may apply, and you may opt out of marketing communications at any time. Certain transactional or administrative notices may still be sent to you as part of the operation of the Services.
The Website is intended solely for your personal, non-commercial use. You may not resell, reproduce, duplicate, or exploit the Services for any commercial purpose without our prior written consent. Unauthorized use of the Website for commercial gain is strictly prohibited.
All content, designs, text, graphics, logos, trademarks, and other intellectual property displayed on the Website are owned by or licensed to BestLoanUSA. You are granted a limited, non-transferable, non-exclusive right to access and use the Website for its intended purposes. Any unauthorized reproduction, modification, distribution, or display of this content is prohibited and may result in legal action.
If the Website provides features allowing you to submit content, such as reviews or feedback, you remain solely responsible for the material you post. You agree not to submit illegal, offensive, defamatory, or infringing content. The Company reserves the right to remove any submissions deemed inappropriate or in violation of these Terms.
You agree not to use the Website for unlawful purposes, to transmit viruses or malicious code, to impersonate any individual or entity, or to interfere with the operation of the Services. Any attempt to exploit the Website or its users may result in immediate suspension of access and referral to law enforcement, if necessary.
The Company reserves the right, but not the obligation, to monitor activity on the Website to ensure compliance with these Terms. We may take reasonable steps to enforce compliance, including restricting or terminating access for users who violate the Terms. We also reserve the right to cooperate with law enforcement authorities when required.
We respect intellectual property rights. If you believe content on our Website infringes copyright, you may file a DMCA notice with our designated agent. We reserve the right to remove allegedly infringing material and to suspend users who are repeat infringers.
The information available on the Website is provided for general purposes only and may not always be complete, accurate, or up to date. Any reliance on the information provided through the Services is at your own risk. You are encouraged to verify critical details directly with the third-party provider.
We may modify or update Website content at any time without obligation to notify users of changes. Content may become outdated, and we are under no duty to update it to reflect current conditions or changes in the marketplace.
The Website and Services are intended for residents of the United States. Users accessing the Website from outside the United States are responsible for ensuring compliance with local laws and regulations in their jurisdiction.
The Website and Services are provided on an 'as is' and 'as available' basis, without warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, the Company, its affiliates, directors, employees, and agents shall not be liable for any damages arising from or related to your use of the Website. This includes direct, indirect, incidental, or consequential damages. In any event, the Company’s liability shall not exceed fifty U.S. dollars ($50).
You agree to indemnify and hold harmless BestLoanUSA, its affiliates, employees, and partners from any claims, damages, or expenses arising out of your violation of these Terms or your use of the Website. This includes reasonable attorney fees incurred in defending against such claims.
These Terms are governed by the laws of the State of Illinois, without regard to conflicts of law principles. Any disputes must be resolved in the state or federal courts located in Illinois, and you consent to the jurisdiction of those courts.
You agree that any claim related to the use of the Website or these Terms must be filed within one (1) year of the occurrence giving rise to the claim. Otherwise, such claim is permanently barred.
You acknowledge and agree that any dispute, claim, or controversy arising out of or relating to these Terms of Use, the Website, or the Services shall be pursued and resolved on an individual basis only. You expressly waive any right to bring, join, or participate in any class, consolidated, or representative action against the Company, whether in court or arbitration.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in effect. A failure by the Company to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
These Terms, together with our Privacy Policy and any additional notices incorporated by reference, constitute the entire agreement between you and BestLoanUSA regarding use of the Website. They supersede all prior or contemporaneous agreements, whether written or oral.
If you have questions or concerns about these Terms, please contact us at:
MRGD Partners LLC dba BestLoanUSA
[Company Address in Illinois]
Email: info@bestloanusa.com
Phone: [Insert Number]